Services

A full finance function, delivered on retainer.

Five integrated services. One specialist. A live Clarity Portal so you can see the state of your finances in real time.

Finance Management – Short or Long Term

Expert finance leadership on a flexible basis to keep your accounts running smoothly.

Not every business needs a full-time finance manager — but almost every business reaches a point where experienced financial leadership is vital. I step in on a flexible basis to manage your accounts, improve processes, and provide oversight during periods of change, scale, or staff absence.

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What's included

Interim or ongoing finance manager support
Strategic financial oversight and planning
Team mentoring and process leadership
Flexible engagement — scale up or down as needed

Typical outcomes

Continuity through transitions and staff changes
Senior-level expertise without a full-time salary
Timely, accurate management information
Process improvements embedded for the long term

Bookkeeping & Compliance

Accurate bookkeeping, VAT and CIS — keeping your business organised and year-end ready.

Accurate bookkeeping and compliance are the foundation of good financial management. I provide reliable day-to-day bookkeeping — recording transactions, reconciling accounts, and handling VAT and CIS submissions — so your finances stay organised, accurate, and HMRC-ready.

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What's included

Day-to-day bookkeeping and transaction processing
VAT return preparation and submission (MTD)
CIS compliance and subcontractor management
Payroll processing and reporting

Typical outcomes

Books always up to date, never months behind
Reduced risk of HMRC fines or penalties
Faster, cheaper year-end with your accountant
Clear visibility on debtors and creditors

Cash Flow Recovery & Business Support

Stabilise cash flow, recover debts, and put a practical recovery plan in motion.

When your business is under financial pressure, every decision matters. I specialise in stabilising businesses at this critical stage — recovering cash, reducing costs, and creating a realistic recovery plan. My approach is hands-on: fixing immediate issues while setting a path for recovery.

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What's included

Emergency cash flow stabilisation
Supporting discussions with suppliers and creditors
Turnaround planning and execution
Ongoing monitoring and support through recovery

Typical outcomes

Insolvency avoided through decisive action
Liquidity restored and creditor confidence rebuilt
Clarity and control replace panic
Long-term resilience built into the business

Credit Control & Payment Recovery Support

Recover overdue invoices, resolve disputes, and unblock cash flow — professionally.

Late payments and unresolved invoice queries can drain cash flow and create stress. I combine persistent, professional communication with a thorough review of your accounts to identify exactly what's owed, what's causing delays, and how to fix the underlying problems so they don't happen again.

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What's included

Aged debt analysis and prioritisation
Professional chasing of overdue invoices
Dispute resolution and query management
Preparation of pre-action correspondence, including letters before action
Getting accounts litigation-ready, so a claim can be issued without delay if it comes to that

Typical outcomes

Over £150,000 recovered for clients to date
Faster payment turnaround and stronger cash flow
Fewer disputes and bad-debt write-offs
Cleaner accounts receivable reporting

Error Correction & Ledger Fixing

Fix misallocations, clear discrepancies, and restore accuracy to your accounts.

When your accounts don't balance or your reports don't reflect reality, confident decisions become impossible. I dig deep into your ledgers, find the issues causing discrepancies, and put processes in place to stop them coming back.

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What's included

Transaction reclassification and correction
Suspense account clearance
Historical error investigation
Restoring ledger accuracy and balance

Typical outcomes

Reliable financial reports you can trust
Easier year-end and tax submissions
Fewer surprises at year-end
Better decisions backed by correct data

Financial Process Review & Efficiency

Streamline finance workflows, cut wasted effort, and lower costs.

I review your finance function from top to bottom to identify inefficiencies, remove wasted effort, and improve accuracy. Whether it's slow processes, unnecessary manual work, or unclear responsibilities, your team will work smarter, not harder.

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What's included

End-to-end process mapping and analysis
Identifying bottlenecks and inefficiencies
Automation opportunities and implementation
Measurable cost and time savings

Typical outcomes

Lower staff costs and faster month-end
Fewer errors across the finance function
Improved team morale with clearer workflows
Better use of existing software investments

Cash Flow Forecasting & Budgeting

Tailored forecasts and budgets so you always know what's coming next.

Cash flow is the lifeblood of every business. I create tailored forecasts and practical budgets so you always know what's coming in, what's going out, and how to plan ahead — without unpleasant surprises.

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What's included

Rolling 13-week and 12-month cash flow forecasts
Annual and quarterly budget preparation
Variance analysis and reporting
Scenario planning for business decisions

Typical outcomes

Average 60% liquidity improvement within six months
Confidence to invest, hire, and expand
Stronger supplier and lender negotiations
Clearer understanding of seasonal trends

Bank Reconciliation & Compliance

Match accounts to bank records, clear aged items, and stay HMRC-ready year-round.

Bank reconciliation and compliance tasks like VAT and CIS are vital for accuracy but time-consuming. I reconcile your accounts, clear aged balances, and ensure full HMRC compliance — so there are no nasty surprises at year-end.

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What's included

Regular bank reconciliation across all accounts
Clearing aged and unmatched items
HMRC compliance checks and corrections
Multi-currency reconciliation support

Typical outcomes

Cleaner accounts and a smoother year-end
Reduced HMRC risk and penalties
Accurate cash visibility at all times
Confidence that every transaction is accounted for

Financial Procedures & Internal Controls

Clear SOPs and safeguards that protect against errors and fraud.

Strong internal controls are essential for accuracy, fraud prevention, and compliance. I create tailored Standard Operating Procedures (SOPs) and implement controls that protect your finances and give you confidence in your team's work.

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What's included

Standard Operating Procedure development
Segregation of duties framework
Fraud prevention controls
Staff training on financial procedures

Typical outcomes

Reduced risk of fraud and financial errors
Clear accountability across the finance function
Year-end and compliance readiness
Protection that scales with your business

Accounting System Set-Up & Clean-Up

Optimise or tidy your accounting software for accurate, efficient reporting.

Your accounting software should make your life easier, not harder. Whether you're setting up a new system, migrating from an old one, or cleaning up a messy setup, I ensure it's configured correctly across Sage, Xero, QuickBooks, FreeAgent and more.

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What's included

Software selection and configuration
Chart of accounts review and restructuring
Data migration and clean-up
Training for your team on best practices

Typical outcomes

Accurate, reliable financial reports
Faster bookkeeping and less manual work
Better use of software features you already pay for
Clean data ready for year-end

Credit Control & Invoicing Automation

Automate invoicing and reminders to get paid faster, with less admin.

Getting paid on time shouldn't be a constant battle. I set up credit control and invoicing automation that chases payments for you, sends reminders, and gives clear visibility of who owes what — so you can focus on running your business.

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What's included

Automated invoicing setup
Payment reminder workflows
Credit policy development
Collections process automation

Typical outcomes

Get paid faster with less admin effort
Reduced aged debtors and stronger cash flow
Consistent, professional follow-up
Stronger customer relationships through fair processes

Management Accounts & Reporting

Clear monthly reports with the story behind the numbers.

Management accounts give you the financial clarity to make confident decisions. I prepare clear, regular reports with plain-English commentary that turns your numbers into actionable intelligence — so you always know where you stand and where you're heading.

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What's included

Monthly management accounts (P&L, balance sheet, cash)
KPI dashboards and tracking
Board-ready financial reporting
Actionable insights and commentary

Typical outcomes

Boards that actually understand the numbers
Faster, more confident decision-making
Early warning of issues before they become critical
Investor and lender-ready reporting

Client Finance Dashboard & Advisory

Your live financial dashboard, with monthly advice from Ivelina.

Every client gets a personalised finance dashboard — a clear, visual overview of the numbers that matter most. Revenue, profit, cash flow, expenses and KPIs in real time, with written commentary and advice each month. More than a reporting tool: an ongoing advisory relationship.

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What's included

Custom interactive finance dashboard
Revenue, profit, cash flow & expense KPIs at a glance
Monthly data updates and trend analysis
Personal monthly advice and commentary from Ivelina

Typical outcomes

One source of truth across your finance stack
Decisions made on today's numbers, not last month's
Early warning of issues and opportunities
An ongoing advisory relationship without a full-time hire

Certain specialist tax, legal, audit and insolvency services may be referred to trusted external specialists where appropriate.