Unlock the cash tied up in your unpaid invoices.
If your business invoices on 30, 60 or 90-day terms, there's a chunk of your working capital sitting in your sales ledger. Invoice funding turns that into cash you can actually use — usually within 24 hours of raising an invoice.
Why businesses use invoice funding
Cash in 24 hours, not 60 days
Release up to around 90% of an invoice's value shortly after you raise it, instead of waiting on payment terms.
Fund growth without new debt
Turn your sales ledger into working capital as you grow — the facility scales with your invoicing, not against a fixed loan limit.
Set up the right way
We assess whether it's genuinely the right fit for your business first — no pressure, no obligation to proceed.
Who it's for
- B2B businesses invoicing customers on credit terms.
- Growing firms where cash is stuck in receivables while payroll, suppliers and VAT still need paying on time.
- Seasonal businesses with predictable cash-flow gaps.
- Owners who want to fund growth without taking on a traditional loan or overdraft.
How it works
- 1
You raise the invoice as normal
Your customer receives their invoice on the usual terms.
- 2
You receive an advance
A percentage of the invoice value (typically up to ~90%) is paid to you, often within 24 hours.
- 3
Your customer pays on their normal terms
Payment is collected in the usual way — depending on the facility, either by you or by the funder.
- 4
You receive the balance
Once your customer pays, the remaining balance is released to you, minus a small fee.
Why go through Clarity
Invoice funding isn't right for every business, and the market is full of providers with very different terms. I take the time to understand your numbers first, tell you honestly whether it's the right move, and — if it is — introduce you to a trusted funding partner I've worked with. Because I also handle your bookkeeping side, the facility slots into your wider finances properly instead of sitting as a bolt-on.
Common questions
Enquire about invoice funding
Tell me a bit about your business and I'll come back to you within one working day with an honest view on whether invoice funding is worth exploring — and, if it is, the next steps.
Prefer to talk first?
Book a free 30-minute callOr email info@clarityaccounts.co.uk