About Me
Ivelina Nikolova MAAT.
I'm a finance professional with over 20 years' experience helping businesses fix, manage, and improve their accounts.
Based in Kent, I work with companies across the UK who need hands-on support to sort out financial challenges, recover overdue payments, and build reliable systems for the future.
My Approach
How I Work
I'm not here to drown you in jargon or overwhelm you with theory. My approach is straightforward: identify the problems, fix them, and put the right processes in place so they don't come back.
My goal isn't just to "do the numbers" — it's to give you confidence in your finances so you can make better decisions and focus on growing your business.
My Background
Experience
I've worked as a Finance Manager and Accountant across industries including construction, agriculture, IT, manufacturing, and professional services. Along the way, I've:
- Recovered hundreds of thousands of pounds in overdue debts for struggling businesses
- Corrected years of accounting errors to restore accurate reporting
- Implemented cash flow forecasting and budgeting systems
- Set up new accounting software, streamlined processes, and introduced automations
- Supported companies at risk of liquidation by stabilising finances
Who I Help
I Work With
The Name
Why Clarity Accounts?
I named my business Clarity Accounts because that's exactly what I aim to bring: clarity where there's confusion, order where there's chaos, and confidence where there's uncertainty. If your accounts feel messy, overwhelming, or out of control, I'm here to help you make sense of them — and move forward with a clear financial picture.
Client Feedback
Hear From My Clients
"Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy."
Director
Construction Company
"Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence."
Director
Property Developers
"Ivelina streamlined every finance process she touched, from our ERP system to recovering international debts, safeguarding cash flow, and ensuring a seamless takeover transition."
Finance Manager
Manufacturing Company
The story behind Clarity.
I started my career in corporate finance, working across construction, property development, and tech businesses. What struck me, again and again, was how often founders were flying blind — not because they didn't care about their numbers, but because nobody had taken the time to build them a finance function that actually told them the truth.
Clarity Accounts exists for those founders. Fixed monthly retainers. Clean books. Honest cash flow forecasts. A finance specialist who picks up the phone. And a live Clarity Portal that means you never have to ask "where are we?" again.
20+
Years in finance
6
Professional certifications
£150k+
Cash recovered for clients