About Me

Ivelina Nikolova MAAT.

I'm a finance professional with over 20 years' experience helping businesses grow.

Based in Kent, I work with companies across the UK who need support with their financial challenges.

AAT Licensed Member (MAAT)Xero L1 Certified AssociateXero L2 Certified ProfessionalXero Payroll SpecialistQuickBooks Certified Level 1 ProAdvisorQuickBooks Certified Level 2 ProAdvisor
Ivelina Nikolova, MAAT, founder of Clarity Accounts

My Approach

How I Work

We discuss what you feel you need support with, I usually complete a Financial Health Check, we go over this together, and you decide what you'd like support with and how often. My goal is to give you confidence in your finances so you can concentrate on growing your business.

My Background

Experience

I've worked as a Finance Manager and Accountant across industries including construction, agriculture, IT, manufacturing, and professional services. Along the way, I've:

  • Recovered hundreds of thousands of pounds in overdue debts for struggling businesses
  • Corrected years of accounting errors to restore accurate reporting
  • Implemented cash flow forecasting and budgeting systems
  • Set up new accounting software, streamlined processes, and introduced automations
  • Supported companies at risk of liquidation by stabilising finances

Who I Help

I Work With

Businesses in financial distress needing practical, immediate action
Small and medium-sized businesses that need their accounts sorted quickly
Companies without in-house finance managers who want expert support
Directors who want clarity, accurate reporting, and stronger financial control

The Name

Why Clarity Accounts?

I named my business Clarity Accounts because that's exactly what I aim to bring: clarity where there's confusion, order where there's chaos, and confidence where there's uncertainty.

Client Feedback

Hear From My Clients

"Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy."

Director, UK Construction Group

(client details withheld for confidentiality)

"Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence."

Director, UK Property Development Company

(client details withheld for confidentiality)

"Ivelina streamlined every finance process she touched, from our ERP system to recovering international debts, safeguarding cash flow, and ensuring a seamless takeover transition."

Finance Manager

Manufacturing Company

The story behind Clarity.

I started my career in corporate finance, working across construction, property development, and tech businesses. What struck me, again and again, was how often founders were flying blind - not because they didn't care about their numbers, but because nobody had taken the time to build them a finance function that actually told them the truth.

Clarity Accounts exists for those founders. Fixed monthly retainers. Clean books. Honest cash flow forecasts. A finance specialist who picks up the phone. And a live Clarity Portal that means you never have to ask "where are we?" again.

20+

Years in finance

6

Professional certifications

£150k+

Cash recovered for clients