How I work
Dedicated finance support, every month — not just when things go wrong.
Most businesses only think about their finances when there's a problem. I work differently. As your monthly finance partner I handle everything in the background — so your numbers are always accurate, your cash flow is always visible, and you're never caught off guard.
Is this right for your business?
You're spending time on finances you shouldn't be
You're a business owner doing your own books, chasing invoices, or trying to make sense of reports that should be someone else's job.
You don't have a clear picture of your numbers
You're not sure of your cash position, your margins, or whether you're on track — and you only find out when something goes wrong.
You've outgrown your current setup
A basic bookkeeper or a once-a-year accountant isn't enough anymore. You need someone in your business every month, not just at year end.
You want finance support without a full-time hire
You need the expertise of a senior finance person but not the cost or commitment of putting someone on the payroll.
If any of these sound familiar, a monthly retainer with Clarity Accounts is probably the right fit. Book a free call and let's find out.
How the monthly retainer works.
A monthly retainer means you have a dedicated finance specialist working in your business every month — not someone you call in a crisis, and not someone who sends you a PDF once a year and disappears.
I work remotely with clients across the UK, handling an agreed set of services each month and keeping your Clarity Portal updated so you always have a live view of your finances.
There are no timesheets, no hourly rates, and no surprise invoices. You know exactly what you're paying and exactly what you're getting.
- Fixed monthly fee — no timesheets or hourly billing
- Agreed services delivered every month without chasing
- Clarity Portal updated and available any time
- One point of contact who knows your business
- Rolling monthly contract — no long-term commitment
- Remote and flexible — works with businesses across the UK
Getting started is straightforward.
Free call
A 30-minute conversation about your business, your current finance situation, and which plan makes the most sense. No obligation.
Choose your plan
We agree on the right retainer level — Foundations, Essentials, Growth, or Complete — based on what your business actually needs.
Onboarding
I get secure access to your accounts, configure your Clarity Portal, and get familiar with your business. Usually done within a week.
Ongoing every month
I handle your agreed services, keep your Portal updated, and flag anything that needs your attention. You stay in the picture without being in the weeds.
What's covered across the retainer plans.
Every retainer is built around a core set of services. Here's the full range of what I cover — your plan determines which of these are included each month.
Need detail on a specific service? See all services.
Every retainer includes the Clarity Portal.
The Clarity Portal is your personal finance dashboard — a live, simple view of your business numbers without needing to log into QuickBooks or chase anyone for an update. It's configured during onboarding and updated every month as part of your retainer. Your Portal grows with your plan — so as your business needs more, it shows you more.
A bit about me.
I'm Ivelina Nikolova MAAT — a freelance finance specialist based in Kent with over 20 years of hands-on experience working with UK businesses. I've worked across industries — from construction and property to manufacturing and professional services — so I understand that no two businesses are the same.
I work remotely with clients across the UK, and I take on a limited number of clients at any one time to make sure every business gets the attention it deserves.
What my clients say.
“Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy.”
“Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence.”
“Ivelina streamlined every finance process she touched, from our ERP system to recovering international debts, safeguarding cash flow, and ensuring a seamless takeover transition.”
Ready to hand your finances over to someone you can trust?
Book a free 30-minute call and let's talk about what your business needs. No jargon, no obligation — just a straight conversation about whether a monthly retainer is the right fit.
Remote and UK-based · Usually available within 48 hours