Works with your existing software
No need to switch — I'll plug straight into the tools you already use.
Credentials & Trust
Qualified, insured, and trusted by UK businesses.
Qualified & Experienced
AAT qualified · Xero & QuickBooks certified
Professional Indemnity Insured
Fully insured for your peace of mind on every engagement
GDPR Compliant
Your financial data handled securely and confidentially
20+ Years Experience
Senior finance experience across multiple UK industries
About Clarity Accounts
The finance support your business deserves — without hiring full-time.
I'm Ivelina Nikolova, a freelance finance specialist based in Kent. I work with UK businesses as their dedicated finance person on a monthly basis — at a fraction of the cost of a full-time hire. From keeping your books accurate to forecasting cash flow and managing credit control, I handle the numbers every month so you can focus on running your business. Every client also gets access to the Clarity Portal — a live dashboard that gives you a clear view of your finances at any time.
Learn how it worksGetting started is straightforward.
Free call
We have a 30-minute conversation about your business, what you need, and which plan fits best. No obligation.
We get set up
I connect to your accounts, configure your Clarity Portal, and get to work. Usually ready within a week.
Ongoing support
Every month I handle your agreed services and keep your Portal updated. You always know where you stand.
Simple, monthly pricing — built around your business.
Four straightforward plans. All include the Clarity Portal and a dedicated point of contact.
Foundations
From£200/mo
Up to 50 transactions/month
For sole traders and small businesses not yet VAT registered.
Essentials
From£350/mo
50–200 transactions/month
For VAT-registered businesses, with quarterly VAT and CIS as standard.
Not ready for a monthly retainer?
I also take on one-off and hourly project work — clearing backlogs, fixing errors, or setting up new software.
Get in touch about one-off supportYour finances, always visible.
Every retainer includes access to the Clarity Portal — your personal finance dashboard. See your key numbers, track outstanding invoices, monitor cash flow, and check the status of your VAT returns and bookkeeping. No logging into QuickBooks. No chasing for updates. Just a clear picture of your business, whenever you need it.
Learn more about the Clarity PortalTestimonials
Real businesses. Real results.
Here's what consistent, professional finance support looks like in practice.
"Ivelina untangled years of errors, recovered over £150,000 in aged debts, and improved our cash position by over 1,560%, steering us away from liquidation."
Adam
Director, The Cloud Network
"Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy."
Director
Construction Company
"Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence."
Director
Property Developers
0+
Years Experience
£0k+
Debts Recovered
0%
Cash Flow Improvement
0%
Workload Reduction
Insights
Latest Articles
The Difference Between Our Services and an Accountant
When UK business owners search for financial support, they often assume all accounting services are the same. However, the difference between Clarity Accounts and accountants lies in our comprehensive approach to business challenges that goes far beyond traditional compliance work.
Bookkeeping Mistakes That Could Cost You – How to Avoid Them
Managing your books may seem simple, but small errors can quickly turn into expensive problems. By avoiding common bookkeeping mistakes, you protect your cash flow, stay compliant with tax rules, and keep your business financially healthy.
Proven Strategies to Improve Cash Flow in Your Small Business
Cash flow keeps your business moving, yet it often feels like one of the hardest parts to control. You improve cash flow by increasing the money coming in, reducing what goes out, and planning ahead so you never face a shortage.
Ready for finances you can rely on — every month?
Book a free 30-minute call and let's find the right plan for your business. No jargon, no obligation — just a straight conversation about what you actually need.
Remote and UK-based. Usually available within 48 hours.
Or see our pricing first