Monthly retainers for UK SMEs

Financial clarity for ambitious founders.

Ivelina Nikolova, MAAT provides dedicated finance management that goes beyond bookkeeping. Get the oversight of a Finance Director on a flexible monthly retainer.

Ivelina Nikolova, MAAT, founder of Clarity Accounts

Live cash flow

+0%

Credentials & Trust

Qualified, insured, and trusted by UK businesses.

Qualified & Experienced

AAT qualified · Xero & QuickBooks certified

Professional Indemnity Insured

Fully insured for your peace of mind on every engagement

GDPR Compliant

Your financial data handled securely and confidentially

20+ Years Experience

Senior finance experience across multiple UK industries

Software Certifications

AAT Licensed Member (MAAT)Xero L1 Certified AssociateXero L2 Certified ProfessionalXero Payroll SpecialistQuickBooks Certified Level 1 ProAdvisorQuickBooks Certified Level 2 ProAdvisor

£150k+

Aged debt recovered for clients

1560%

Average cash-flow improvement

£16k

Reclaimed from HMRC for one client

The Clarity Portal

Your business, unpacked.

Every client gets access to a live, secure dashboard unifying their cash position, aged debt, P&L and KPIs in a single view.

Secure dashboard · app.clarityaccounts.co.uk

Cash today

£284,512

Aged debt

£42,180

Gross margin

62.1%

Pricing

Fixed monthly fees. No surprises.

Full pricing

Foundations

From£200/mo

Up to 50 transactions per month

For sole traders and small businesses not yet VAT registered.

Book a 30-min call

Essentials

From£350/mo

50–200 transactions per month

For VAT-registered businesses, with quarterly VAT and CIS as standard.

Book a 30-min call
Most popular

Growth

From£550/mo

200–450 transactions per month

Detailed monthly management accounts and year-end support.

Book a 30-min call

Complete

From£850/mo

450+ transactions per month

Priority support and a near-outsourced finance function.

Book a 30-min call

In their words

Results, not platitudes.

Ivelina untangled years of errors, recovered over £150,000 in aged debts, and improved our cash position by over 1,560%, steering us away from liquidation.

Adam

Director, The Cloud Network

Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy.

Director

Construction, Construction Company

Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence.

Director

Property, Property Developers

Ready for the relief of clean books?

30-minute discovery call. No obligation, no jargon — just a clear view of what's possible.