Clear up your accounts. Get back in control.
Practical finance support for UK businesses that need help fixing messy accounts, recovering overdue payments, and getting their numbers right.









Making Sense of the Mess — and Making It Right
I’m Ivelina Nikolova, a finance specialist based in Kent, working with businesses across the UK. Whether your accounts are in disarray, your cash flow’s under pressure, or you need someone to step in and fix what others can’t—I can help.
With over 20 years of hands-on experience, I provide clear, practical support to help you move forward.
Types of Business
I work with small to mid-sized businesses across the UK—particularly those experiencing account issues, cash flow problems, or internal inefficiencies.
Freelance Work
Most of my work is remote, allowing me to support businesses across the UK. We usually start with a discovery call to understand what’s going wrong.

Core Accounting Services
From overdue debts to mismanaged ledgers, I offer a range of services to get your finances back on track.
Finance Management – short or long term
Gain expert finance leadership on a flexible basis to keep your accounts running smoothly.
Bookkeeping & Compliance
Accurate bookkeeping, VAT returns, and CIS compliance to keep your business organised.
Business Rescue & Turnaround
Stabilise cash flow, recover debts, and create a practical plan to get your business back on track.
Debt Recovery & Query Resolution
Recover overdue invoices, resolve disputes, and improve cash flow with clear, professional credit control.
Error Correction & Ledger Fixing
Fix misallocated payments, clear discrepancies, and restore accuracy to your accounts and reports.
Financial Process Review & Efficiency
Streamline finance workflows, cut wasted effort, and reduce costs across your accounts function.
Cash Flow Forecasting & Budgeting
Plan ahead with tailored forecasts and budgets that keep your business on track and in control.
Bank Reconciliation & Compliance
Match accounts to bank records, clear aged items, and ensure full HMRC compliance year-round.
Financial Procedures & Internal Controls
Create clear SOPs with built-in safeguards to improve accuracy and protect against fraud.
Accounting System Set-Up & Clean-Up
Optimise or tidy your accounting software for accurate, efficient, and reliable reporting.
Credit Control & Invoicing Automation
Automate invoicing, reminders, and collections to get paid faster with less admin work.
Management Accounts & Reporting
Get clear, regular reports with insights that turn your financial data into confident action.
Get in Touch
If your accounts need attention—or your business simply needs a clearer picture of its finances—I’d love to help. Get in touch for a no-obligation chat and let’s see what’s possible.

When Ivelina joined, the company was on the brink — a chaotic receivables ledger, years of misallocated transactions, and a severe cash flow crisis threatened our survival.
Within months, she untangled the errors, recovered over £150,000 in aged debts, and improved our cash position by over 1,560%, steering us away from liquidation. She built robust credit control systems from the ground up, introduced debtor suspensions and legal action where necessary, and streamlined invoicing to cut workload by 90% while increasing accuracy.
Her clear, timely financial reporting and forecasting gave us control of our numbers for the first time, enabling confident planning, targeted investment, and sustainable growth. The stability we enjoy today is a direct result of her intervention.
– Adam, Director, The Cloud Network
“Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy.”

Director
Construction Company
“Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence.”

Director
Property Developers
“Ivelina streamlined every finance process she touched, from optimising our ERP system to recovering international debts, safeguarding cash flow, and ensuring a seamless takeover transition.”

Finance Manager
Manufacturing Company