Clarity Accounts

About Me

I’m Ivelina Nikolova, a finance professional with over 20 years’ experience helping businesses fix, manage, and improve their accounts.

Based in Kent, I work with companies across the UK who need hands-on support to sort out financial challenges, recover overdue payments, and build reliable systems for the future.

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How it works

I’m not here to drown you in jargon or overwhelm you with theory. My approach is straightforward: identify the problems, fix them, and put the right processes in place so they don’t come back.


My Background

I’ve worked as a Finance Manager and Accountant across industries including construction, agriculture, IT, manufacturing, and professional services. Along the way, I’ve:

  • Recovered hundreds of thousands of pounds in overdue debts for struggling businesses
  • Corrected years of accounting errors to restore accurate reporting
  • Implemented cash flow forecasting and budgeting systems to give businesses financial clarity
  • Set up new accounting software, streamlined processes, and introduced automations that save hours every week
  • Supported companies at risk of liquidation by stabilising finances and building turnaround plans

This experience has given me a wide toolkit and the ability to step into messy, high-pressure situations and bring order, clarity, and control.


How I Work

I work with honesty, clarity, and a hands-on approach. I’ll dig into your accounts, get to the root of the problems, and work with you (and your team, if you have one) to fix them.

My goal isn’t just to “do the numbers” — it’s to give you confidence in your finances so you can make better decisions and focus on growing your business.


Who I Help

I work with:

  • Businesses in financial distress needing practical, immediate action
  • Small and medium-sized businesses that need their accounts sorted quickly
  • Companies without in-house finance managers who want expert support without the full-time cost
  • Directors who want clarity, accurate reporting, and stronger financial control

Why Clarity Accounts?

I named my business Clarity Accounts because that’s exactly what I aim to bring: clarity where there’s confusion, order where there’s chaos, and confidence where there’s uncertainty.

If your accounts feel messy, overwhelming, or out of control, I’m here to help you make sense of them — and move forward with a clear financial picture.

Hear from my clients

“Ivelina brought instant clarity to our finances, reclaiming £16,000 from HMRC, resolving long-standing errors, and restoring complete reporting accuracy.”

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Director

Construction Company

“Ivelina rebuilt our finance function from the ground up, boosting liquidity by 60%, eliminating errors, and driving greater profitability and confidence.”

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Director

Property Developers

“Ivelina streamlined every finance process she touched, from our ERP system to recovering international debts, safeguarding cash flow, and ensuring a seamless takeover transition.”

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Finance Manager

Manufacturing Company